chrismoyles.net
- Thu Jun 05, 2008 2:15 pm
#345278
I think that asking for help, especially in a money situation, is more couragous than trying to sort it out yourself. It's like admitting you have an addiction or something.
After a bad decision to buy an expensive 3 piece sofa set from DFS (buy now, pay later, loads of interest), then getting a loan out for someone to help them out (a money grabbing, whore of an ex girlfriend), getting a credit card, maxing it, getting another one to sort the other one out, getting another loan out to consolidate the other debts Mrs RB went bankrupt in March; and although at first, to me, I had no sympathy for her when people were chasing her for money, as at the end of the day she did it to herself, I now blame the fact that money was thrown at her when she was too young (and the fact that she just liked spending it), and when you're young, in my case anyways when I was 16, you don't have much money and you generally go mental when you do get it.
When I hit 16 Barclays sent me a completed application form for a Credit Card; now if I was nieve I would have taken that like a shot; I had no idea about interest and APR, etc. I just saw money and I wanted it. Thankfully I didn't, and I still haven't got one. I believe that if you can't afford it, you can't have it.
I think the only reason why I'll ever have a Credit Card is for car stuff as the muff mobile isn't as young as she used to be, and I want to be prepared for that. But that's it.
But yeah, Mrs RB is now heavily watched with things, just incase, as she is very much a "it's good deal!" type of person, which is fair enough, but if the deal is "Buy 2 litres of Oil for £2" and you don't need oil, then it's not a good deal, but Mrs RB will get it anyways.
Generally I let her get on with it now as it's her money and not mine and because she is getting better, but sometimes I still have to remind her that we're saving to move out and if we want a lovely flat by September then you can't go and buy all these lovely, but expensive, things, otherwise it won't happen.
Anyways, partial rant over.
Topher wrote:I'd rather have someone else manage it for me (which obviously won't happen.)
I think that asking for help, especially in a money situation, is more couragous than trying to sort it out yourself. It's like admitting you have an addiction or something.
After a bad decision to buy an expensive 3 piece sofa set from DFS (buy now, pay later, loads of interest), then getting a loan out for someone to help them out (a money grabbing, whore of an ex girlfriend), getting a credit card, maxing it, getting another one to sort the other one out, getting another loan out to consolidate the other debts Mrs RB went bankrupt in March; and although at first, to me, I had no sympathy for her when people were chasing her for money, as at the end of the day she did it to herself, I now blame the fact that money was thrown at her when she was too young (and the fact that she just liked spending it), and when you're young, in my case anyways when I was 16, you don't have much money and you generally go mental when you do get it.
When I hit 16 Barclays sent me a completed application form for a Credit Card; now if I was nieve I would have taken that like a shot; I had no idea about interest and APR, etc. I just saw money and I wanted it. Thankfully I didn't, and I still haven't got one. I believe that if you can't afford it, you can't have it.
I think the only reason why I'll ever have a Credit Card is for car stuff as the muff mobile isn't as young as she used to be, and I want to be prepared for that. But that's it.
But yeah, Mrs RB is now heavily watched with things, just incase, as she is very much a "it's good deal!" type of person, which is fair enough, but if the deal is "Buy 2 litres of Oil for £2" and you don't need oil, then it's not a good deal, but Mrs RB will get it anyways.
Generally I let her get on with it now as it's her money and not mine and because she is getting better, but sometimes I still have to remind her that we're saving to move out and if we want a lovely flat by September then you can't go and buy all these lovely, but expensive, things, otherwise it won't happen.
Anyways, partial rant over.
foot-loose wrote:I'll wave my high definition willy any chance I get!
Yudster wrote:No, someone was ranting about militant lesbians and it made me think of her!
